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Chip Cards
Chip Cards

Great NorthWest FCU began issuing Visa Chip Cards in July, 2017. Your current card will be reissued upon expiration with the new Chip Card. Here are some important things for you to know about your new Chip Card.

  1. Chip cards generate a unique one-time code every time they’re used in-store at a chip-activated terminal. This feature is virtually impossible to duplicate in counterfeit cards, helping to reduce in-store fraud.
  2. All Visa transactions – chip and non-chip — will continue to be protected through Visa’s Zero Liability Policy, just as they are today.
  3. You may still swipe a chip-enabled card using the magnetic stripe on the back of the card at merchants who haven’t yet updated their terminals.
  4. If you do swipe your chip-enabled card at a chip-activated terminal, the terminal will prompt you to insert the card into the chip slot instead.
  5. You may use your card for payment over-the-phone or online just as you always have.

If you have any questions regarding your new Visa Chip Card, contact the Card Department via email or call 1-800-533-8396 x 104.