Personal Accounts


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Regular Share Account

A share savings account is the primary account that establishes membership in the credit union. The minimum to open is $5. Dividends are computed on the average daily balance and paid monthly.

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Christmas Club Account

An account which encourages saving for Christmas. Prior to Thanksgiving every year checks are mailed to members for their holiday shopping. Dividends are paid monthly and there is no monthly fee.

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Money Market Account

This account earns a higher interest rate than our “interest bearing checking account.” Dividends are paid monthly. If the daily balance falls below $2,500, there is a $10 charge for that month; and if there are more than six withdrawals in a single month, there is a $10 charge.

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Children’s Share Account

We have two share accounts for our young members – The Robby Raccoon Savers Club, for members ages 0-12 and The Youth Club, for members ages 13-18. Raccoon and Youth members receive a goody bag upon opening an account. Dividends are paid monthly.

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Regular Draft Account

A share draft checking account allows you to withdraw funds by check, ATM card or Visa check card. Our share draft checking account has no monthly service charge and no minimum balance requirements for personal accounts. Account requires a $25 opening deposit.

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Great Value Checking

This account’s name says it all – low or no fees* with a $100 minimum balance, unlimited check writing, earns dividends, free online Bill Pay, free online banking, and VISA debit card. *$5 monthly fee waived when $100 minimum balance maintained.

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Platinum Plus Checking

For members age 55 or better. This account has no minimum balance, no service charge, free credit union imaged checks, 10% discount on safe deposit box, .25% increase on 24 and 36 month certificates, discounts on money orders and earns monthly dividends.

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IRA Share Account

An Individual Retirement Account offers you a flexible savings plan. IRA certificates are available for 12, 24 & 36-month terms and a $2000 minimum investment. Certificates pay monthly and dividends are computed on the average daily balance.

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Education / Coverdell IRA

A Coverdell Education Savings Account (ESA) is an account created as an incentive to help parents and students save for education expenses.

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HSA: Health Savings Account

A Health Savings Account (HSA) is a tax-advantaged medical savings account available to US taxpayers who are enrolled in a High Deductible Health Plan (HDHP).