Visit our Disclosures for the Truth-In-Savings for all accounts and Certificates. The Truth-In-Savings contains important information on our savings and certificate products. Rates are subject to change at any time.
Schedule Appointment with a Loan Officer
Loan Rates
Unsecured Consumer Loans
Effective Date: Sunday, June 29th, 2025
Loan Type | Terms | APR** |
Personal Lifestyle Loan |
Up to 84 Months |
9.99%1 - 17.99% |
Line of Credit |
Revolving |
9.99% - 17.99% |
Visa Credit Cards
Effective Date: Sunday, June 29th, 2025
Loan Type | Terms | APR** |
Visa Classic |
Revolving. Fixed Rate. |
9.90% - 16.90% |
Visa Platinum Cash |
Revolving. Variable. |
18.00% |
Auto Loans
Effective Date: Sunday, June 29th, 2025
Loan Type | Terms | APR** |
New or Used |
Up to 84 Months |
6.39% - 17.99% |
Interest rate will decrease by .25% if enrolled with credit union automatic payments. Interest Rate Increases: Your rate will increase by 1.0% if the vehicle is more than 10 model years old. Your rate will increase by 1.0% if the vehicle has mileage of 125,000 or more. |
Recreational Vehicle Loans
Effective Date: Sunday, June 29th, 2025
Loan Type | Terms | APR** |
New or Used Motorcycles |
Up to 120 Months |
7.29% - 17.99% |
New or Used Motorhomes, Trailers, 5th Wheels, Campers |
Up to 120 Months |
7.29% - 17.99% |
New or Used Boats |
Up to 120 Months |
8.29% - 18.00% |
New or Used ATVs, Personal Watercraft, Snowmobiles |
Up to 120 Months |
8.29% - 18.00% |
Interest rate will decrease by .25% if enrolled with credit union automatic payments. Interest Rate Increases: Your rate will increase by 1.0% if the vehicle is more than 10 model years old. Your rate will increase by 1.0% if the vehicle has mileage of 125,000 or more. |
Other Types of Consumer Loans
Effective Date: Sunday, June 29th, 2025
Loan Type | Terms | APR** |
Certificate Secured Loan |
Term of Certificate |
Certificate Rate + 3.00% |
Share Secured Loan |
Up to 84 Months |
5.00% |
HELP - Home Equity Line of Credit - Variable Rate
Effective Date: Sunday, June 29th, 2025
Loan Type | Terms | APR** |
Up to 90% Loan to Value |
10 Year Draw Period |
7.50% - 9.50% |
1Deduct .25% if automatic payments are established at loan signing
Schedule Appointment to Open Your New Account
Share Rates
Regular Shares
Effective Date: Sunday, June 29th, 2025
Tier | Rate | APY* |
$5.00-$1,000 |
.10% |
.10% |
$1,001-$5,000 |
.10% |
.10% |
$5,001-$10,000 |
.15% |
.15% |
$10,001+ |
.15% |
.15% |
IRA & HSA Shares
Effective Date: Sunday, June 29th, 2025
Name | Rate | APY* | Terms |
IRA |
1.00% |
1.00% |
No minimum balance required to earn dividend |
HSA |
1.00% |
1.00% |
No minimum balance required to earn dividend |
Great Advantage Checking
Effective Date: Sunday, June 29th, 2025
Name | Rate | APY* |
Qualifying |
4.89% |
5.0% |
Not Qualifying |
.05% |
.05% |
Qualifying Great Advantage Accounts earn the Qualifying rate on balances up to $10,000. Not Qualifying rate applies to balances over $10,000. |
Platinum Plus Checking
Effective Date: Sunday, June 29th, 2025
Business Checking
Effective Date: Sunday, June 29th, 2025
Name | Rate | APY* |
Business Plus |
.05% |
.05% |
Big Business |
.05% |
.05% |
High Volume Business |
.05% |
.05% |
Money Market
Effective Date: Sunday, June 29th, 2025
Tier | Rate | APY* |
$2,500-$25,000 |
.60% |
.60% |
$25,001-$50,000 |
.80% |
.80% |
$50,001+ |
1.00% |
1.00% |
Minimum balance of $2,500 must be maintained to earn dividend |
Certificate Rates
Term Certificates
Effective Date: Sunday, June 29th, 2025
Terms | Tier | Rate | APY* |
3 Months |
$500 |
.50% |
.50% |
3 Months |
$5,000 |
.50% |
.50% |
3 Months |
$10,000+ |
.50% |
.50% |
6 Months |
$500 |
1.00% |
1.00% |
6 Months |
$5,000 |
1.00% |
1.00% |
6 Months |
$10,000+ |
3.89% |
4.00% |
9 Months |
$500 |
1.10% |
1.10% |
9 Months |
$5,000 |
1.10% |
1.10% |
9 Months |
$10,000+ |
1.10% |
1.10% |
12 Months |
$500 |
2.00% |
2.01% |
12 Months |
$5,000 |
2.00% |
2.01% |
12 Months |
$10,000+ |
2.00% |
2.01% |
18 Month Bump |
$500 |
1.85% |
1.86% |
18 Month Bump |
$5,000 |
1.85% |
1.86% |
18 Month Bump |
$10,000+ |
1.85% |
1.86% |
24 Months |
$500 |
2.00% |
2.01% |
24 Months |
$5,000 |
2.00% |
2.01% |
24 Months |
$10,000+ |
2.00% |
2.01% |
36 Months |
$500 |
2.00% |
2.01% |
36 Months |
$5,000 |
2.00% |
2.01% |
36 Months |
$10,000+ |
2.00% |
2.01% |
Platinum Plus Certificates
Effective Date: Sunday, June 29th, 2025
Terms | Tier | Rate | APY* |
24 Months |
$500 |
2.24% |
2.26% |
24 Months |
$5,000 |
2.24% |
2.26% |
24 Months |
$10,000+ |
2.24% |
2.26% |
36 Months |
$500 |
2.24% |
2.26% |
36 Months |
$5,000 |
2.24% |
2.26% |
36 Months |
$10,000+ |
2.24% |
2.26% |
Platinum CD rates apply to account holders who qualify and have a Platinum Plus Checking account. |
IRA/HSA Certificates
Effective Date: Sunday, June 29th, 2025
Terms | Rate | APY* |
12 Months |
3.00% |
3.04% |
24 Months |
2.25% |
2.27% |
36 Months |
2.25% |
2.27% |
Minimum deposit of $2,000 and qualifying IRA/HSA Share account required. |
Child's Certificate
Effective Date: Sunday, June 29th, 2025
Tier | Rate | APY* |
$100-$10,000 |
3.00% |
3.04% |
Maximum deposit of $10,000.00; $10,000.00 is maximum amount of aggregated certificates per youth member. Additional deposits permitted throughout term of certificate, up to seven (7) days prior to the date of maturity. |
*APR=Annual Percentage Rate.
**APY= Annual Percentage Yield.
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