Go to main content Great NorthWest Federal Credit Union
Login

Register

Visit our Disclosures for the Truth-In-Savings for all accounts and Certificates. The Truth-In-Savings contains important information on our savings and certificate products. Rates are subject to change at any time.

 

Schedule Appointment with a Loan Officer

Loan Rates

Unsecured Consumer Loans
Effective Date: Sunday, June 29th, 2025
Loan TypeTermsAPR**
Personal Lifestyle Loan Up to 84 Months 9.99%1 - 17.99%
Line of Credit Revolving 9.99% - 17.99%

Visa Credit Cards
Effective Date: Sunday, June 29th, 2025
Loan TypeTermsAPR**
Visa Classic Revolving. Fixed Rate. 9.90% - 16.90%
Visa Platinum Cash Revolving. Variable. 18.00%

Auto Loans
Effective Date: Sunday, June 29th, 2025
Loan TypeTermsAPR**
New or Used Up to 84 Months 6.39% - 17.99%
Interest rate will decrease by .25% if enrolled with credit union automatic payments. Interest Rate Increases: Your rate will increase by 1.0% if the vehicle is more than 10 model years old. Your rate will increase by 1.0% if the vehicle has mileage of 125,000 or more.

Recreational Vehicle Loans
Effective Date: Sunday, June 29th, 2025
Loan TypeTermsAPR**
New or Used Motorcycles Up to 120 Months 7.29% - 17.99%
New or Used Motorhomes, Trailers, 5th Wheels, Campers Up to 120 Months 7.29% - 17.99%
New or Used Boats Up to 120 Months 8.29% - 18.00%
New or Used ATVs, Personal Watercraft, Snowmobiles Up to 120 Months 8.29% - 18.00%
Interest rate will decrease by .25% if enrolled with credit union automatic payments. Interest Rate Increases: Your rate will increase by 1.0% if the vehicle is more than 10 model years old. Your rate will increase by 1.0% if the vehicle has mileage of 125,000 or more.

Other Types of Consumer Loans
Effective Date: Sunday, June 29th, 2025
Loan TypeTermsAPR**
Certificate Secured Loan Term of Certificate Certificate Rate + 3.00%
Share Secured Loan Up to 84 Months 5.00%

HELP - Home Equity Line of Credit - Variable Rate
Effective Date: Sunday, June 29th, 2025
Loan TypeTermsAPR**
Up to 90% Loan to Value 10 Year Draw Period 7.50% - 9.50%

 

1Deduct .25% if automatic payments are established at loan signing

 

Schedule Appointment to Open Your New Account

 

Share Rates

Regular Shares
Effective Date: Sunday, June 29th, 2025
TierRateAPY*
$5.00-$1,000 .10% .10%
$1,001-$5,000 .10% .10%
$5,001-$10,000 .15% .15%
$10,001+ .15% .15%

IRA & HSA Shares
Effective Date: Sunday, June 29th, 2025
NameRateAPY*Terms
IRA 1.00% 1.00% No minimum balance required to earn dividend
HSA 1.00% 1.00% No minimum balance required to earn dividend

Great Advantage Checking
Effective Date: Sunday, June 29th, 2025
NameRateAPY*
Qualifying 4.89% 5.0%
Not Qualifying .05% .05%
Qualifying Great Advantage Accounts earn the Qualifying rate on balances up to $10,000. Not Qualifying rate applies to balances over $10,000.

Platinum Plus Checking
Effective Date: Sunday, June 29th, 2025
RateAPY*
.05% .05%

Business Checking
Effective Date: Sunday, June 29th, 2025
NameRateAPY*
Business Plus .05% .05%
Big Business .05% .05%
High Volume Business .05% .05%

Money Market
Effective Date: Sunday, June 29th, 2025
TierRateAPY*
$2,500-$25,000 .60% .60%
$25,001-$50,000 .80% .80%
$50,001+ 1.00% 1.00%
Minimum balance of $2,500 must be maintained to earn dividend

 

Certificate Rates

Term Certificates
Effective Date: Sunday, June 29th, 2025
TermsTierRateAPY*
3 Months $500 .50% .50%
3 Months $5,000 .50% .50%
3 Months $10,000+ .50% .50%
6 Months $500 1.00% 1.00%
6 Months $5,000 1.00% 1.00%
6 Months $10,000+ 3.89% 4.00%
9 Months $500 1.10% 1.10%
9 Months $5,000 1.10% 1.10%
9 Months $10,000+ 1.10% 1.10%
12 Months $500 2.00% 2.01%
12 Months $5,000 2.00% 2.01%
12 Months $10,000+ 2.00% 2.01%
18 Month Bump $500 1.85% 1.86%
18 Month Bump $5,000 1.85% 1.86%
18 Month Bump $10,000+ 1.85% 1.86%
24 Months $500 2.00% 2.01%
24 Months $5,000 2.00% 2.01%
24 Months $10,000+ 2.00% 2.01%
36 Months $500 2.00% 2.01%
36 Months $5,000 2.00% 2.01%
36 Months $10,000+ 2.00% 2.01%

Platinum Plus Certificates
Effective Date: Sunday, June 29th, 2025
TermsTierRateAPY*
24 Months $500 2.24% 2.26%
24 Months $5,000 2.24% 2.26%
24 Months $10,000+ 2.24% 2.26%
36 Months $500 2.24% 2.26%
36 Months $5,000 2.24% 2.26%
36 Months $10,000+ 2.24% 2.26%
Platinum CD rates apply to account holders who qualify and have a Platinum Plus Checking account.

IRA/HSA Certificates
Effective Date: Sunday, June 29th, 2025
TermsRateAPY*
12 Months 3.00% 3.04%
24 Months 2.25% 2.27%
36 Months 2.25% 2.27%
Minimum deposit of $2,000 and qualifying IRA/HSA Share account required.

Child's Certificate
Effective Date: Sunday, June 29th, 2025
TierRateAPY*
$100-$10,000 3.00% 3.04%
Maximum deposit of $10,000.00; $10,000.00 is maximum amount of aggregated certificates per youth member. Additional deposits permitted throughout term of certificate, up to seven (7) days prior to the date of maturity.

 

*APR=Annual Percentage Rate.

**APY= Annual Percentage Yield.

Go to main navigation