Solutions For You

Auto Loans

Planning your next move? Let's make it happen.

We are multi-year winners of The Best of the Twin Harbors - Best Place to Get an Auto Loan! The majority of our loan applications are decisioned on the same day and our application takes ~10 minutes to complete. Still have questions? Send us a text at 360-533-9990 and a local loan representative will respond during regular business hours. When you're ready, you can apply online, schedule an in-person appointment or stop by your nearest branch.

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Home Equity Line of Credit

Setting up base camp? Start here.

Whether you want to remodel your kitchen, buy that pool, or you're just looking for some updated paint and a little ash in your pocket - we have the home equity loan solution for you. Our Home Equity Line has a 10-year draw period and competitive rates. Still have questions? Send us a text at 360-533-9990 and a local loan representative will respond during regular business hours. When you're ready, you can apply online, schedule an in-person appointment or stop by your nearest branch.

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RV or Motorcycle Loans

Ready to hit the road? Let’s get you financed and on your way.

RVs allow for outdoor activities and indoor amenities. A night in the woods can still have you feeling cozy. Motorcycle more your speed? We have the right loan to get you the bike and the gear you need to make your two-wheel dreams come true. Still have questions? Send us a text at 360-533-9990 and a local loan representative will respond during regular business hours. When you're ready, you can apply online, schedule an in-person appointment or stop by your nearest branch.

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Debt Consolidation Loans

Consolidate. Simplify. Breathe easier - we got you. 

Paying high interest on store credit cards? Looking to lower your monthly payments? Life is expensive. If you have some outstanding loans that could use a revised payment schedule - we have flexible terms and solutions to fit your needs. Still have questions? Send us a text at 360-533-9990 and a local loan representative will respond during regular business hours. When you're ready, you can apply online, schedule an in-person appointment or stop by your nearest branch.

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Unexpected Expenses

When life veers off the path - we're here to help you stay on course.

The only constant in life is it's unpredictability. Job loss, divorce, a sudden, new roommate? It happens. And when you need a hand up, you shouldn't be gouged with sky-high rates from a payday loan vendor. We have loans to get you through it. Still have questions? Send us a text at 360-533-9990 and a local loan representative will respond during regular business hours. When you're ready, you can apply online, schedule an in-person appointment or stop by your nearest branch.

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Vacation Savings

Save Now - Explore Later.

Saving funds can be hard. Especially if you're like over 60% of the population that lives paycheck to paycheck. We make it easy! Enroll in our CashStash program to round up your daily transactions on your debit card from your GNWFCU checking account. The round up funds will be posted to a high-yield savings account daily where you'll earn 5% APY* on balances up to $2,500! Also, with online access you can use our free Insights tool to set and track goals. Still have questions? Send us a text at 360-533-9990 and a local representative will respond during regular business hours. When you're ready, you can add your new CashStash account in Online or Mobile Banking, or request it over the phone or in-person at your next visit.

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College Savings

Dream big, start small—college savings made simple.

From kindergarten to college tours, we’ll help you build a savings plan that keeps your goals in sight—and your student’s future on track. Enroll in our CashStash program to round up your daily transactions on your debit card from your GNWFCU checking account. The round up funds will be posted to a high-yield savings account daily where you'll earn 5% APY* on balances up to $2,500! Also, with online access you can use our free Insights tool to set and track goals. 

We have also partnered with Sallie Mae to offer student loan solutions that won't "break the bank". Still have questions? Send us a text at 360-533-9990 and a local representative will respond during regular business hours. When you're ready, you can add your new CashStash account in Online or Mobile Banking, or request it over the phone or in-person at your next visit.

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Emergency Savings

Prepare for the unexpected - one deposit at a time.

Life happens. A solid emergency fund gives you the confidence to handle it. We’ll help you build a financial cushion that keeps you steady through life’s storms. Enroll in our CashStash program to round up your daily transactions on your debit card from your GNWFCU checking account. The round up funds will be posted to a high-yield savings account daily where you'll earn 5% APY* on balances up to $2,500! Also, with online access you can use our free Insights tool to set and track goals. Still have questions? Send us a text at 360-533-9990 and a local representative will respond during regular business hours. When you're ready, you can add your new CashStash account in Online or Mobile Banking, or request it over the phone or in-person at your next visit.

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Planning for Retirement

Your future self will thank you.

It’s never too early—or too late—to plan for what’s next. We’ll help you grow your savings so you can enjoy retirement the way you’ve always imagined. We offer IRAs including both Traditional and Roth. Enroll in our CashStash program to round up your daily transactions on your debit card from your GNWFCU checking account. The round up funds will be posted to a high-yield savings account daily where you'll earn 5% APY* on balances up to $2,500! Also, with online access you can use our free Insights tool to set and track goals.

Still have questions? Send us a text at 360-533-9990 and a local representative will respond during regular business hours. When you're ready, you can add your new CashStash account in Online or Mobile Banking, or request it over the phone or in-person at your next visit.

For a more robust partnership and investment options, schedule an appointment with our Retirement & Investment Services team by using the button below. 

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Down-Payment for Home

Plant the seed for your next big move.

Saving for your first home? We’ve got the tools, support, and accounts to help you build your down payment, one step at a time. When starting your journey, it may be beneficial to meet with our Mortgage Lending Officer to discuss your options and understand how much you'll need to save. You can schedule an appointment online.

Enroll in our CashStash program to round up your daily transactions on your debit card from your GNWFCU checking account. The round up funds will be posted to a high-yield savings account daily where you'll earn 5% APY* on balances up to $2,500! Also, with online access you can use our free Insights tool to set and track goals. Still have questions? Send us a text at 360-533-9990 and a local representative will respond during regular business hours. When you're ready, you can add your new CashStash account in Online or Mobile Banking, or request it over the phone or in-person at your next visit.

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Visa Platinum Cash Card

Credit that works as hard as you do.

Our credit cards are built for your daily life - simple, reliable, and free of surprise fees. Enjoy convenient purhasing power and peace of mind, backed by the power of Visa and serviced by your local credit union team. Send us a text at 360-533-9990 and a local loan representative will respond during regular business hours. When you're ready, you can apply online, schedule an in-person appointment or stop by your nearest branch.

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Visa Classic Card

Start strong. Build your credit with confidence.

Whether you’re just starting out or rebuilding, our credit cards can help you establish healthy financial habits while keeping things local, supportive, and straightforward. Our Visa Classic Card has a low, fixed interest rate and limits start as low as $100. It's the perfect card for those looking to start fresh. Still have questions? Send us a text at 360-533-9990 and a local loan representative will respond during regular business hours. When you're ready, you can apply online, schedule an in-person appointment or stop by your nearest branch.

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Visa Platinum Cash Card

Earn more on every dollar you spend.

Put more money back in your pocket with every swipe. Our cash rewards credit card makes everyday purchases more rewarding - no hoops, no hassle, just simple cash back you can use however you like. Our Visa Platinum Cash Card will pay you 1.5% cash-back on all your daily purchases. Funds will be posted to your share-savings account every month. Still have questions? Send us a text at 360-533-9990 and a local loan representative will respond during regular business hours. When you're ready, you can apply online, schedule an in-person appointment or stop by your nearest branch.

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Youth Accounts

Start them young - watch them grow.

$100-$10,000

Our youth accounts help teach kids and teens the basics of saving, budgeting and smart spending - all with online tools that will help you monitor their spending and encourage their smart habits. At age 13, and with your signature, they can open their first checking account and have debit card access. Then, enroll in our CashStash program to round up their daily transactions on their debit card from their checking. The round up funds will be posted to a high-yield savings account daily where they'll earn 5% APY* on balances up to $2,500. This can help them save for a car, new phone, college, etc.

Also, with online access you can use our free Insights tool to set and track goals. For a minimum opening deposit of $100 they can open Child's Certificate. Still have questions? Send us a text at 360-533-9990 and a local representative will respond during regular business hours. When you're ready, you can schedule an in-person appointment or stop by your nearest branch to open a youth savings account.

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Find Your Great Checking Account

We have checking accounts that fit your lifestyle.

Small Business Solutions

Built for business owners who value personal service.

Whether you're just starting out or scaling up, our business accounts give you local service, great tools, and the flexibility to grow your dream. For a simple, no hassle account for the small business - we recommend our Business Basic Checking account. For the small business, community organization or non-profit entity, this account offers flexibility and low or no fees. Since no minimum balance is required, this is the perfect account to put you on the road to a positive cash flow. Also, be sure to enroll in our free Buy Local Spend Local program to encourage Great NorthWest FCU cardholders to swipe their cards at your business. Still have questions? Send us a text at 360-533-9990 and a local representative will respond during regular business hours. When you're ready, you can schedule an in-person appointment or stop by your nearest branch to open a business account.

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Direct Deposit Account

Fast. Simple. Your money, your way.

Get paid faster and skip the wait with direct deposit to your checking or savings account. Whether it's your paycheck, tax refund, or government benefits, we make it easy to access your funds - so you can spend more time enjoying what matters most. With direct deposit, frequent debit card use, online banking access and eStatements, our Great Advantage Checking Account will pay you dividends. Still have questions? Send us a text at 360-533-9990 and a local representative will respond during regular business hours. When you're ready, you can apply online, schedule an in-person appointment or stop by your nearest branch.

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