You got questions? We got answers.
You can apply online 24/7! Our online application typically takes less than 15 minutes to complete and are usually decisioned in one day. You can also apply in-person at any branch location or over the phone.
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Minimum loan amount: $500
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Repayment term: 12 months
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Eligibility: All loans are subject to credit approval and membership with Great NorthWest FCU with $5.00 share-savings.
From August 1 through September 30, 2025, Great NorthWest Federal Credit Union is offering 2.00% APR off your approved personal loan rate. It’s our way of helping you “take off” on your next adventure or cover unexpected expenses—at a lower cost.
Standard personal loan rates range from 9.99% to 17.99% APR. With the 2.00% discount, qualifying members may receive rates as low as 7.99% APR, or 7.74% with enrollment in automatic payments. Final rates depend on creditworthiness and approval.
You can apply online 24/7! Our online application typically takes less than 15 minutes to complete and are usually decisioned in one day. You can also apply in-person at any branch location or over the phone.
-
Minimum loan amount: $500
-
Repayment term: 12 months
-
Eligibility: All loans are subject to credit approval and membership with Great NorthWest FCU with $5.00 share-savings.
Standard personal loan rates range from 9.99% to 17.99% APR. With the 2.00% discount, qualifying members may receive rates as low as 7.99% APR, or 7.74% with enrollment in automatic payments. Final rates depend on creditworthiness and approval.
From August 1 through September 30, 2025, Great NorthWest Federal Credit Union is offering 2.00% APR off your approved personal loan rate. It’s our way of helping you “take off” on your next adventure or cover unexpected expenses—at a lower cost.
Yes. Applying takes ~10 minutes.
Our routing number is 325180333. For your full account number needed for direct deposit, this can be found by logging into your account in online or mobile banking and clicking Accounts. Select the account for which you need the number. The full account number will be under Account Details.
Loan Rates
| Loan Type | Terms | APR** |
|---|---|---|
| New or Used | Up to 84 Months | 6.39% - 17.99% |
| Interest rate will decrease by .25% if enrolled with credit union automatic payments. Interest Rate Increases: Your rate will increase by 1.0% if the vehicle is more than 10 model years old. Your rate will increase by 1.0% if the vehicle has mileage of 125,000 or more. | ||
| Loan Type | Terms | APR** |
|---|---|---|
| New or Used Motorcycles | Up to 120 Months | 7.29% - 17.99% |
| New or Used Motorhomes, Trailers, 5th Wheels, Campers | Up to 120 Months | 7.29% - 17.99% |
| New or Used Boats | Up to 120 Months | 8.29% - 18.00% |
| New or Used ATVs, Personal Watercraft, Snowmobiles | Up to 120 Months | 8.29% - 18.00% |
| Interest rate will decrease by .25% if enrolled with credit union automatic payments. Interest Rate Increases: Your rate will increase by 1.0% if the vehicle is more than 10 model years old. Your rate will increase by 1.0% if the vehicle has mileage of 125,000 or more. | ||
| Loan Type | Terms | APR** |
|---|---|---|
| Personal Lifestyle Loan | 12-84 Months | 9.99%1 - 17.99% |
| Line of Credit | Revolving | 9.99% - 17.99% |
| Loan Type | Terms | APR** |
|---|---|---|
| Visa Classic | Revolving. Fixed Rate. | 9.90% - 16.90% |
| Visa Platinum Cash | Revolving. Variable. | 18.00% |
| Loan Type | Terms | APR** |
|---|---|---|
| Certificate Secured Loan | Term of Certificate | Certificate Rate + 3.00% |
| Share Secured Loan | Up to 84 Months | 5.00% |
| Loan Type | Terms | APR** |
|---|---|---|
| Up to 90% Loan to Value | 10 Year Draw Period | 7.50% - 9.50% |
Share Rates
| Name | Rate | APY* |
|---|---|---|
| Qualifying | 4.89% | 5.0% |
| Not Qualifying | .05% | .05% |
| Qualifying Great Advantage Accounts earn the Qualifying rate on balances up to $10,000. Not Qualifying rate applies to balances over $10,000. | ||
| Tier | Rate | APY* |
|---|---|---|
| $5.00-$1,000 | .10% | .10% |
| $1,001-$5,000 | .10% | .10% |
| $5,001-$10,000 | .15% | .15% |
| $10,001+ | .15% | .15% |
| Name | Rate | APY* | Terms |
|---|---|---|---|
| IRA | 1.00% | 1.00% | No minimum balance required to earn dividend |
| HSA | 1.00% | 1.00% | No minimum balance required to earn dividend |
| Rate | APY* |
|---|---|
| .05% | .05% |
| Name | Rate | APY* |
|---|---|---|
| Business Plus | .05% | .05% |
| Big Business | .05% | .05% |
| High Volume Business | .05% | .05% |
| Tier | Rate | APY* |
|---|---|---|
| $2,500-$25,000 | .60% | .60% |
| $25,001-$50,000 | .80% | .80% |
| $50,001+ | 1.00% | 1.00% |
| Minimum balance of $2,500 must be maintained to earn dividend | ||
Using your debit card, you can make a deposit at any deposit-taking ATM in our network. Visit our ATM locator map to view ATMs within our network.
Several of our branch locations offer coin counter services. Visit our Locations page to view which location offers the service(s) you are looking for.