Loan Rates
Auto Loans
Effective Date: Sunday, August 3rd, 2025
Loan Type | Terms | APR** |
New or Used |
Up to 84 Months |
6.39% - 17.99% |
Interest rate will decrease by .25% if enrolled with credit union automatic payments. Interest Rate Increases: Your rate will increase by 1.0% if the vehicle is more than 10 model years old. Your rate will increase by 1.0% if the vehicle has mileage of 125,000 or more. |
Recreational Vehicle Loans
Effective Date: Sunday, August 3rd, 2025
Loan Type | Terms | APR** |
New or Used Motorcycles |
Up to 120 Months |
7.29% - 17.99% |
New or Used Motorhomes, Trailers, 5th Wheels, Campers |
Up to 120 Months |
7.29% - 17.99% |
New or Used Boats |
Up to 120 Months |
8.29% - 18.00% |
New or Used ATVs, Personal Watercraft, Snowmobiles |
Up to 120 Months |
8.29% - 18.00% |
Interest rate will decrease by .25% if enrolled with credit union automatic payments. Interest Rate Increases: Your rate will increase by 1.0% if the vehicle is more than 10 model years old. Your rate will increase by 1.0% if the vehicle has mileage of 125,000 or more. |
Personal Loans
Effective Date: Sunday, August 3rd, 2025
Loan Type | Terms | APR** |
Personal Lifestyle Loan |
12-84 Months |
9.99%1 - 17.99% |
Line of Credit |
Revolving |
9.99% - 17.99% |
Visa Credit Cards
Effective Date: Sunday, August 3rd, 2025
Loan Type | Terms | APR** |
Visa Classic |
Revolving. Fixed Rate. |
9.90% - 16.90% |
Visa Platinum Cash |
Revolving. Variable. |
18.00% |
Other Types of Consumer Loans
Effective Date: Sunday, August 3rd, 2025
Loan Type | Terms | APR** |
Certificate Secured Loan |
Term of Certificate |
Certificate Rate + 3.00% |
Share Secured Loan |
Up to 84 Months |
5.00% |
HELP - Home Equity Line of Credit - Variable Rate
Effective Date: Sunday, August 3rd, 2025
Loan Type | Terms | APR** |
Up to 90% Loan to Value |
10 Year Draw Period |
7.50% - 9.50% |