Home Loans

Q: What is a home equity loan?

A home equity loan lets you borrow a lump sum of money using the equity you’ve built in your home as collateral. Equity is the difference between what your home is worth and what you still owe on your mortgage. For example, if your home is worth $400,000 and you owe $250,000, you have $150,000 in equity. You may be able to borrow a portion of that—up to 90% depending on other qualifying factors. Apply Now Schedule Appointment

Q: What is a mortgage loan?

A mortgage is a loan you use to buy a home. You borrow money from a lender and agree to pay it back over time—usually 15 or 30 years—with interest. We make the mortgage application process easy! Our friendly, in-house Mortgage Officer is here to help walk you through the process. Apply or Schedule an Appointment to experience our great service firsthand. Apply Now Schedule Appointment

Q: Do you offer mortgages?

We do! With options for a purchase or refinance. Contact our friendly, local Mortgage Officer - Jordan Johnson, NMLS #2062464. Call 360-533-9990 x149.

Q: What documentation do I need to provide when applying for a Mortgage?

There are many different circumstances surrounding the needed documents. Depending on the type of loan, term of loan and applicants, different requirements are needed. Inquire with our Mortgage Loan Officer directly to establish what is necessary.

Whether you’re planting roots or just upgrading your basecamp – we have the loan for you.

Apply Now

Home Loans

Mortgages

Your next chapter starts with the right foundation.

We’re here to help you find your place – whether it’s your first home or your forever one. Our mortgage team walks alongside you every step of the way with honest guidance and local expertise. Schedule an appointment below to speak directly with our friendly, local mortgage officer.

Apply Now Schedule Appointment

Home Equity Line of Credit

Turn the place you live into the launchpad for what’s next.

Your home has value beyond four walls – it’s the foundation of your dreams. Whether you’re planning a remodel, funding education, or covering unexpected expenses, a home equity loan gives you access to the equity you’ve built, with great rates and manageable payments. It’s your equity, it’s your journey – and we’re here to help you make the most of it. Got questions? Schedule an appointment with a Loan Officer.

Apply Now Schedule Appointment

HELOC

Home Equity Line of Credit - Variable Rate

Effective Date: Thursday, October 23rd, 2025

Loan Type	Terms	APR**	Limit
Up to 90% Loan to Value	10 Year Draw Period - up to 40 Year Term	7.25% - 9.25%	$5,000 - $250,000
APR based on Loan To Value. Your home is used as collateral.