Rapid Refi
Refinance faster with our Rapid Refi Mortgage
A streamlined refinance option designed for qualified homeowners who already have a mortgage with another lender.
Lock in a competitive fixed rate with a simplified process and local support from a team you trust.
Program Highlights
- Fixed-rate mortgage options
- 15-Year Fixed: 5.50% APR*
- 20-Year Fixed: 6.00% APR*
- No cash-out refinancing
- Loan amounts from $100,000–$400,000
- Credit union pays up to $2,000 in eligible fees**
- Owner-occupied primary residences only
This program is intended for qualified borrowers who meet underwriting and property requirements.
*APR = Annual Percentage Rate. Rates effective as of 5/1/2026 and subject to change without notice. All loans subject to credit approval, underwriting, income verification, property evaluation, and membership eligibility requirements. This is not a commitment to lend or a preapproval. Offer available for owner-occupied primary residences only. Property must be a single-family residence. Maximum loan-to-value (LTV) is 80%. No cash-out refinances permitted. Loan amounts available from $100,000 to $400,000.**Credit union will pay up to $2,000 toward eligible closing costs; borrower responsible for any costs exceeding that amount, including prepaid items and escrow funding if applicable. Other restrictions and limitations may apply. Equal Housing Lender. NMLS #401392.
Mortgages
Your next chapter starts with the right foundation.
We’re here to help you find your place – whether it’s your first home or your forever one. Our mortgage team walks alongside you every step of the way with honest guidance and local expertise. Schedule an appointment below to speak directly with our friendly, local mortgage officer.
Home Equity Line of Credit
Turn the place you live into the launchpad for what’s next.
Your home has value beyond four walls – it’s the foundation of your dreams. Whether you’re planning a remodel, funding education, or covering unexpected expenses, a home equity loan gives you access to the equity you’ve built, with great rates and manageable payments. It’s your equity, it’s your journey – and we’re here to help you make the most of it. Got questions? Schedule an appointment with a Loan Officer.
| Loan Type | Terms | APR** | Limit |
|---|---|---|---|
| Up to 90% Loan to Value | 10 Year Draw Period - up to 40 Year Term | 6.75% - 8.75% | $5,000 - $250,000 |
| APR based on Loan To Value. Your home is used as collateral. | |||