Got questions? We’ve got answers. Browse our most frequently asked questions for quick tips and helpful info on everything from online banking to membership to managing your accounts.
There are many different circumstances surrounding the needed documents. Depending on the type of loan, term of loan and applicants, different requirements are needed. Inquire with our Mortgage Loan Officer directly to establish what is necessary.
A home equity loan lets you borrow a lump sum of money using the equity you’ve built in your home as collateral. Equity is the difference between what your home is worth and what you still owe on your mortgage.
For example, if your home is worth $400,000 and you owe $250,000, you have $150,000 in equity. You may be able to borrow a portion of that—up to 90% depending on other qualifying factors.
A mortgage is a loan you use to buy a home. You borrow money from a lender and agree to pay it back over time—usually 15 or 30 years—with interest.
We make the mortgage application process easy! Our friendly, in-house Mortgage Officer is here to help walk you through the process. Apply or Schedule an Appointment to experience our great service firsthand.