You got questions? We got answers.
Thank you for your membership! Unfortunately, current GNWFCU auto loans do not qualify for the refinance promotion.
No. If you are not currently a member, but qualify for membership, you can apply and we will review your application. Upon approval, we would open your share-savings account to establish your membership.
Yes, we do. Apply online 24/7.
We do! With options for a purchase or refinance. Contact our friendly, local Mortgage Officer - Jordan Johnson, NMLS #2062464. Call 360-533-9990 x149.
Yes, you can apply for a student loan. Through our partnership with Sallie Mae®, you can access flexible student loan options for college, graduate school, or career training.
Yes, we offers loans for used cars. You can apply for financing online 24/7 or at your local branch. The loan terms for used cars can be up to 84 months. Visit our loan rates page for current rates.
We make it easy! You can apply online 24/7, schedule an appointment to meet with a Loan Officer to apply in-person, or give us a call to go over options before you apply.
Apply Online 24/7. You can also apply in-person, or schedule an appointment with a Loan Officer.
If you applied for a loan, a member of our loan team will be reviewing your application and reaching out to you. If you have not received a response in a timely manner, you can contact our Loan Department directly via text or phone call to 360-533-9990.
Yes, the maximum cash-back award is $1,500.00 - and this amount will be recaptured if your loan is paid off in 6 months or less.
Loan Rates
| Loan Type | Terms | APR** |
|---|---|---|
| New or Used | Up to 84 Months | 6.39% - 17.99% |
| Interest rate will decrease by .25% if enrolled with credit union automatic payments. Interest Rate Increases: Your rate will increase by 1.0% if the vehicle is more than 10 model years old. Your rate will increase by 1.0% if the vehicle has mileage of 125,000 or more. | ||
| Loan Type | Terms | APR** |
|---|---|---|
| New or Used Motorcycles | Up to 120 Months | 7.29% - 17.99% |
| New or Used Motorhomes, Trailers, 5th Wheels, Campers | Up to 120 Months | 7.29% - 17.99% |
| New or Used Boats | Up to 120 Months | 8.29% - 18.00% |
| New or Used ATVs, Personal Watercraft, Snowmobiles | Up to 120 Months | 8.29% - 18.00% |
| Interest rate will decrease by .25% if enrolled with credit union automatic payments. Interest Rate Increases: Your rate will increase by 1.0% if the vehicle is more than 10 model years old. Your rate will increase by 1.0% if the vehicle has mileage of 125,000 or more. | ||
| Loan Type | Terms | APR** |
|---|---|---|
| Personal Lifestyle Loan | Up to 84 Months | 9.99%1 - 17.99% |
| Line of Credit | Revolving | 9.99% - 17.99% |
| Loan Type | Terms | APR** |
|---|---|---|
| Visa Classic | Revolving. Fixed Rate. | 9.90% - 16.90% |
| Visa Platinum Cash | Revolving. Variable. | 18.00% |
| Loan Type | Terms | APR** |
|---|---|---|
| Certificate Secured Loan | Term of Certificate | Certificate Rate + 3.00% |
| Share Secured Loan | Up to 84 Months | 5.00% |
| Loan Type | Terms | APR** |
|---|---|---|
| Up to 90% Loan to Value | 10 Year Draw Period | 7.50% - 9.50% |
You can see your current loan payoff in Online and Mobile Banking. The payoff amount can be viewed by clicking on the loan description. Your current balance will not reflect accrued interest, so it's important you view the payoff amount.
Quoted payoffs are generally provided for 10 days to accommodate mail time for checks. If you need a 10-day payoff, please contact us directly.
We offer a variety of loans to meet your needs: Personal Loans, Auto Loans, Student Loans, Secured Loans, RV Loans, Unsecured Loans, Visa Credit Cards, Home Loans, Business Loans and more! Loan Officers are local and your loan application is usually decisioned in less than 24 hours. Apply now or schedule an appointment to work with a Loan Officer.
Apply Now Schedule Appointment
We have Business Credit Cards, Real Estate Loans, Equipment and Vehicle Loans. Contact our Business Development Specialist to assist you with finding the right loan for you.
You can call Skyler Swint at 360-450-5689 or click below to schedule an appointment with him.